Terms of Service

1. Agreement to Terms

By accessing our website at clearcoverages.com, you agree to be bound by these Terms of Service and to comply with all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Services Description

Clear Coverages provides information regarding life insurance products and facilitates connections with licensed Primerica representatives. The information provided on this website is for general informational purposes only and does not constitute financial, legal, or tax advice.

3. SMS Communications

When you opt-in to receive SMS communications from Clear Coverages:

• You agree to receive text messages related to your inquiries and our services.
• You acknowledge that message and data rates may apply.
• You understand that message frequency varies.
• You can cancel the SMS service at any time by replying "STOP". After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed.
• If you are experiencing issues with the messaging program you can reply with the keyword "HELP" for more assistance.

4. Carrier Liability Disclaimer

Carriers are not liable for delayed or undelivered messages.

5. Age Requirement

You must be at least 18 years old to use this service and provide consent to receive SMS messages.

6. Privacy Policy Reference

For more information on how we collect and use your data, you can view our Privacy Policy here: https://clear-coverages.vibepreview.com/privacy.

7. Disclaimer

The materials on Clear Coverages' website are provided on an 'as is' basis. Clear Coverages makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

8. Limitations

In no event shall Clear Coverages or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Clear Coverages' website, even if Clear Coverages or a Clear Coverages authorized representative has been notified orally or in writing of the possibility of such damage.

9. Contact Information

If you have any questions about these Terms, please contact us at:

• Clear Coverages
• Phone: (619) 813-5371
• Email: contact@clearcoverages.com

10. SMS Terms & Compliance

• Carriers are not liable for delayed or undelivered messages.
• You must be at least 18 years old to use this service and to receive SMS communications.
• For more information, please review our Privacy Policy here: https://clear-coverages.vibepreview.com/privacy